Punjab Kissan Card 2025 (4th Phase): Big Rewards Announced for Farmers Across Punjab

The Government of Punjab has kicked off the 4th phase of the Punjab Kissan Card , bringing fresh hope and rewards for farmers across the province. Spearheaded by Chief Minister Maryam Nawaz Sharif, this phase is part of her government’s ongoing efforts to make agriculture more sustainable, rewarding, and digitally accessible. This round doesn’t just provide loans — it celebrates farmers who manage their finances responsibly. Those who clear their dues on time will automatically qualify for a grand lucky draw offering prizes worth millions of rupees, including brand-new tractors, motorcycles, and substantial cash rewards.

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What’s New in the 4th Phase of Punjab Kissan Card 2025

The latest phase of the program focuses on rewarding hardworking and disciplined farmers who repay their agricultural loans before the set deadline. According to the Punjab Agriculture Department, all farmers with valid Kissan Cards who settle their payments by 10 November 2025 will be entered into a province-wide lucky draw expected to take place in mid-November 2025.

Phase	Program Year	Loan Repayment Deadline	Lucky Draw Date
4th Phase	2025	10 November 2025	Mid-November 2025
In addition, the government has announced fresh registrations under this phase, allowing new farmers who missed previous opportunities to finally join the program and enjoy its benefits.

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Overview: What the Punjab Kissan Card Offers

The Punjab Kissan Card Scheme, launched under CM Maryam Nawaz’s leadership, aims to provide farmers with easy access to financial support and agricultural inputs. Here’s a quick overview of what the scheme includes:

Feature	Details
Program Name	Punjab Kissan Card Scheme 2025
Phase	4th Phase
Managed By	Department of Agriculture, Government of Punjab
Partner Bank	Bank of Punjab (BOP)
Loan Limit	Up to Rs. 150,000 per crop cycle
Repayment Period	6 months
Rewards	Tractors, Motorcycles, Cash Prizes
Through this initiative, the Punjab government continues to support farmers with interest-free loans, subsidies on fertilizers, and digital transparency through a secure banking system.

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Maryam Nawaz’s Vision: “Kisan Khushhal, Punjab Khushhal”

Chief Minister Maryam Nawaz Sharif has emphasized that the Kissan Card represents more than financial aid — it’s a movement toward a “Golden Punjab” where every farmer thrives with dignity and opportunity. Her government’s agricultural policy focuses on innovation, technology, and fair access to credit.

“Every hardworking farmer deserves support, dignity, and opportunity. Through the Kissan Card, we’re building a Punjab where no farmer is left behind.”
— Maryam Nawaz Sharif, Chief Minister Punjab
The 4th phase reflects this vision by recognizing responsible farmers and rewarding their honesty and commitment to growth.

Eligibility Criteria for the 4th Phase

To qualify for participation and entry into the lucky draw, farmers must meet the following criteria:

Requirement	Details
Residency	Must be a resident of Punjab
Registration	Valid Punjab Kissan Card issued by Bank of Punjab
Loan Repayment	Full repayment by 10 November 2025
Land Verification	Verified through Punjab Land Record Authority (PLRA)
Status	Active farmer with no loan defaults
Farmers who have not yet registered can visit their nearest Agriculture Office or Bank of Punjab branch to apply for the Kissan Card and become eligible for future draws.

How to Participate in the Punjab Kissan Card Lucky Draw 2025

Taking part in the Punjab Kissan Card Lucky Draw 2025 is quick and straightforward:

Repay your Kissan Card loan before 10 November 2025.
Ensure your repayment details are updated at the Bank of Punjab.
Your name will be automatically entered into the official draw.
Winners will be notified through SMS, official websites, and district agriculture offices.

Prizes Include:

Brand-new tractors
Motorcycles for field mobility
Cash prizes worth lakhs of rupees
This initiative encourages timely repayments and promotes a culture of financial responsibility among farmers.

Major Benefits of the Punjab Kissan Card Scheme 2025

The 4th phase introduces more benefits than ever before, ensuring that small and medium farmers continue to prosper.

Interest-free agricultural loans up to Rs. 150,000
Subsidies on fertilizers, seeds, and pesticides
Grand lucky draw for timely repayments
Digital transparency through Bank of Punjab’s monitoring system
Smart card system for direct and quick access to benefits
By eliminating middlemen and manual processing, the scheme ensures that every rupee reaches the farmer’s hands safely and directly.

Government’s Continued Support for Farmers

According to the Punjab Agriculture Department, over 2.4 million Kissan Cards have already been distributed, and thousands more are expected to be issued in the upcoming months. Farmers can seek help regarding registration, repayment, or activation by calling the official helpline at 0800-17000. Regular updates, including draw results and new initiatives, will be shared on the Punjab Agriculture Department’s website and social media platforms.

FAQs: Punjab Kissan Card 2025 (4th Phase)

Q1: When did the 4th phase begin?
It officially started in November 2025 across Punjab.
Q2: What is the last date to repay loans?
The deadline for repayment is 10 November 2025.
Q3: What rewards are included in the lucky draw?
Farmers can win tractors, motorcycles, and cash prizes.
Q4: Which bank manages the program?
The Bank of Punjab (BOP) manages the scheme in collaboration with the Agriculture Department.
Q5: Who initiated this scheme?
The program was launched under the leadership of Chief Minister Maryam Nawaz Sharif to uplift Punjab’s farming community.

Conclusion

The 4th phase of the Punjab Kissan Card 2025 represents another major milestone in Maryam Nawaz’s mission to create a prosperous and self-reliant agricultural sector. By offering interest-free loans, transparent systems, and exciting reward incentives, the Punjab government is setting new standards for farmer empowerment. With 10 November 2025 as the key deadline, this phase isn’t just about repayment — it’s about recognizing those who work hard to keep Punjab’s fields green and thriving. Indeed, as the slogan says: “Kisan Khushhal, Punjab Khushhal.”